Car insurance is a service that helps protect drivers from financial losses in case of an accident, theft, or damage to their vehicle. When you buy car insurance, you pay a company a certain amount of money, called a premium, and in return, the company agrees to help cover the costs if something goes wrong. There are different types of car insurance. Third-party insurance is the most basic and covers damage or injury you cause to other people or their property. Comprehensive insurance offers more protection, including damage to your own car, even if the accident was your fault. Some policies also include extras like roadside assistance or cover for natural disasters. Car insurance is often required by law, but even if it’s not, it’s a smart way to avoid big bills and stress after an accident. Choosing the right policy depends on your needs, budget, and how much coverage you want.